Financing
A bank file that secures better terms
With a background in banking, we structure your financing to maximize your chances and negotiate terms you would not obtain on your own.
Why us
This is our core expertise
With 35 years of combined experience in retail banking, Thierry and Jean-Louis know exactly what a lender expects from a file. We build it for you: optimal structure, valued down payment, integrated profitability simulation. The result: borrowing terms you would not obtain by approaching your bank alone, thanks to banking partners we have known personally for years.
Our method
4 steps to optimized financing
Every file is unique. Here's how we work, from the first meeting through to the agreement in principle.
Talk to a financing expertIncome, down payment, borrowing capacity, wealth-planning goals. We build an accurate, honest picture of your file.
We highlight every element (down payment, guarantees, rental-yield simulation) to present the file in its best light.
We activate our network, built over 35 years, to present your file directly to the right contacts.
Rate, borrower insurance, application fees: we negotiate every line item to optimize the overall cost of your financing.
What you get
Comprehensive financing support
Best rate
Direct access to our banking partners, with no extra middleman or hidden brokerage fees.
Negotiated insurance
Borrower insurance is often an underestimated cost: we negotiate it just as we do the rate.
Multi-property structuring
Rental investment, second home, holding company: we structure financing suited to each wealth-planning project.
Non-residents welcome
We regularly support foreign buyers through their specific financing procedures.